overdraft consumption and cash withdrawal are all advantages of credit cards. However, credit card is a double-edged sword. If it is used well, it will help to improve the quality of life. If it is not used well, it will lead to debt. So how can we make good use of credit cards? Let's take a look at it together.

To make good use of credit cards, these suggestions must be arranged as follows:

First, moderate consumption

Remember to spend rationally and moderately, and don't be blindly influenced by your own desires, which is the basis for using credit cards. Excessive consumption can only make cardholders go further and further on the road of card slavery, and the direct value is completely swallowed up by the abyss of card debt.

Second, set a credit card limit

If you really can't control your hands, you can consider setting a limit for yourself, which can be a single day or a month.

Third, put an end to all illegal card use

There must be no illegal card use, especially cash withdrawal. If the cardholder breaks the rules to pay Paul, it will completely lead the cardholder into the abyss of credit card slavery.

fourth, repay on time

after swiping the card, remember to repay on time at a fixed time, which is the most basic need of the cardholder. In addition, this kind of credit card repayment is best to give priority to full repayment.