You can choose any one.

"Alipay Credit Card Automatic Repayment Service Agreement"

3. At the same time, you hereby authorize that Alipay has the right to issue payments to your credit card issuing bank or bank based on the automatic repayment information you set. Import the bill into your mailbox to query the bill information, and based on the query results and your settings, the corresponding amount will be deducted from your Alipay account (including Alipay account balance, Yu'ebao or savings card express (including cartoon), the same below) at the following time. For credit card repayment, when setting the deduction method, please pay attention to the prompts on the automatic repayment setting page:

1. If you do not set the automatic repayment time yourself, Alipay will set the automatic repayment time on your credit card repayment date. Deduction will be made on the 6th day to last (including the repayment date); for example, if the credit card repayment date is the 10th, the automatic repayment date will be the 5th.

2. If you set an automatic repayment time, Alipay will deduct the payment at the time you set.

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Extended information:

Alipay Pay off credit card charges exceeding 2,000 yuan.

Starting from March 26, 2019, when individual users use the "credit card repayment" function of the Alipay client, Alipay will charge a certain percentage of service fees for the portion exceeding the free limit.

Individual users can enjoy a basic free repayment limit of 2,000 yuan per month (there is no basic limit for computer repayment); after the free limit is exceeded, a service fee of 0.1% will be charged for the excess amount. If the service fee is less than 0.1 yuan, it will be charged as 0.1 yuan. ?

After using up the basic free quota, you can also use Alipay membership points to redeem more free quota.

/help.alipay.com/lab/help_detail.htm?help_id=212230"target="_blank"title="Alipay-Service Hall-Is there any handling fee for using credit card repayment service? ">Alipay-Service Hall-Is there any handling fee for using credit card repayment service?