Generally speaking, credit card mailing will call the recipient. Credit card mail is usually registered mail, and a courier will call me to sign for it. Generally, the applied credit card will be received within 3-5 working days after the application materials are approved. If you haven't received the credit card by mail, it is recommended to check the progress of card processing, or call the customer service hotline of the credit card center of the card bank for consultation.

If you apply for a new card, you will generally receive a new card after 15 working days. General customers will apply for re-mailing their credit cards if they have no special requirements, and the number of the re-mailed credit cards will change. If the information is approved, you can check the logistics details of the letter according to the inquired mailing number.

What is the impact of not activating the credit card after receiving it?

1. All our card numbers, including those that are not activated, will be recorded in the credit report. Although the number of cards is a small detail in the credit report, it will not have any influence, but this detail can reflect a lot of information, such as the applicant's subjective intention, the number of cards to be issued, whether there are too many cards and so on. , as reference information for dealing with banks in the future.

2. Inactive credit cards may also charge an annual fee. According to the regulations of CBRC, if the credit card is not activated, the bank may not charge an annual fee. However, if the cardholder does not carefully identify the provisions in the terms when applying, and authorizes the bank to automatically deduct the fee from the account, it may still generate an annual fee. The expenses incurred will be credited to the cardholder's account in the form of credit card arrears. If you don't repay on time, you will have high interest and liquidated damages, leaving a stain on your personal credit record. There are also some high-end cards and customized cards that need to pay an annual fee, and cards cannot be changed or reduced. As long as the nuclear cartoon passes, an annual fee will be charged, regardless of whether the card is opened or not.

3. When handling the card, the bank will refer to the applicant's card information. Inactive cards may reduce the credit limit and pass rate of credit cards in the future. Under normal circumstances, if there is an inactive credit card account with a low credit limit in the credit record, it will increase the negative impact on the credit card re-application. When banks examine and approve credit cards, they generally refer to the credit limit of the applicant's latest application, and most inactive cards are low credit limits.