; ? Lending treasure APP is a third-party platform based on borrowing between acquaintances, which was developed by Renren Bank Technology Co., Ltd. under Jiuding Group. In the form of borrower's real name and lender's anonymity. This lending APP is very popular and many people are using it. Some netizens asked, what will happen if the loan treasure is overdue? Now let's talk about the possible consequences of not returning the loan treasure on time.

First, pay high overdue fees.

If the loan treasure is overdue, it will be penalized first. If the arrears are overdue for more than 3 days, the interest rate will be raised and the interest and penalty will be paid more. Secondly, we have to pay the overdue management fee. The basic overdue management fee is charged for more than 3 days overdue, and the special overdue management fee is charged for more than 30 days overdue.

Second, suffering from various means of collection.

In addition, overdue loans will be collected in various ways. On the first day of overdue, Lending Bao will generally call the borrower for collection; On the twentieth day, a lawyer's letter will be sent to the borrower to file a lawsuit; After more than 30 days, overdue records will be uploaded to the lending platform.

Third, the credit report

If the overdue period is serious, the borrower's bad repayment record will be uploaded to the credit information system, which will affect the purchase of a car and a house, and even the bank card and credit card cannot be processed.

Summary: The consequences of overdue loan are very serious. If you have used Lending Bao loan, you are advised to reserve the principal and interest in advance, repay it on time and pay it off within 3 days at the latest. If you need cash badly, you can solve your cash flow problem immediately.