Bank of Communications credit card is the most strict and compliant bank in the risk control system of almost all banks in China. Bank of Communications has also made a lot of efforts in the promotion of credit cards. Whether online or offline, the promotion of credit cards has surpassed that of other banks. At the same time, under such strict system risk control, the approval result of Bank of Communications is also the fastest.

1. after completing and submitting the information of network card processing, if the processing conditions are not met, you will be prompted that you cannot apply through this channel, please go to the counter. At this time, it means that you have been rejected, and it is useless to go to the counter again. If the situation shown in the above figure appears, it means that you have passed the preliminary audit of the system. As long as there is no mistake in the later manual review stage, you can get the card in about three days. The card is sent by express mail and needs to be activated at the counter.

2. Bank of Communications will give the quota in the form of short message after the initial review of the system. This situation generally does not require manual review. When you get a traffic credit card, it is very important to swipe your card for the first time. Remember not to withdraw cash. If the consumption exceeds 5% of the card quota, it will be targeted by the wind control system. Customer service will call to verify whether it is their own consumption. The amount of traffic bank card still has a lot to do with your personal qualifications. Basically, it is how much production capacity you have now and how much economic income you have. This is called compliance. Some friends have passed the preliminary examination, but in the subsequent manual return visit, they will be asked about the last unit and all the contents in your credit report. However, they will be rejected.

3. In short, as long as you have applied for something in the current big data environment, you can hardly escape the credit card approval system of Bank of Communications. It is difficult to withdraw cash from traffic credit cards, and it is called the most stingy bank by card friends. It's not that the bank is stingy, but that the risk control system of Bank of Communications has detected your bad habit of swiping cards. The system can easily get how much debt you have in your credit investigation.

every consumption you make, whether it is real consumption or virtual consumption, will be recorded. Some cardholders responded that after logging in and paying the bill at night, the customer service will call to confirm whether you logged in. If you have a bad habit of swiping your card, you will reduce the amount of swiping your card. The card is given to you without warning, or even a card. For friends with good cards or qualifications, Bank of Communications is still very generous.