Sesame Credit is an independent third-party credit reporting agency under Ant Financial, which objectively presents personal credit status through technologies such as cloud computing and machine learning. Then, where and how to borrow sesame credit loans?
1, online merchant bank loan
The online merchant bank is run by Ma Yunkai and belongs to the exhibition industry of Ant Financial Services under Alibaba. Download this application to get a loan. Registered face recognition can apply for a loan amount of up to 200,000, as well as quality services such as wealth management and transfer.
Step 2 borrow a loan
Aren't you driving ants? Click Ant Borrow to open the cheats. If you don't look at it, you will lose a lot! Open Alipay, find the wealth column, find the words "ants borrow money", and click to enter the page, you can intuitively see your loan amount. Fill in the relevant information, and you can get the corresponding loan within 1 minute. At present, the maximum loan amount is 50,000 yuan, the longest repayment period is 12 months, and the daily interest rate is 0.04%.
3.P2P corporate loans
Sesame credit partner (P2P company, small loan company, etc. ) will also open up a VIP green channel for them. You can get faster and better credit audit services through Sesame Credit, as well as preferential services such as loan auction, credit wallet, Ping An Pratt & Whitney, and flash banking.
4. Recruit good loans
Sesame Credit cooperates with the "good term loan" of Zhaolian Finance. Open Alipay, find the entrance of "Sesame Credit" in Alipay wallet, and click "Credit Life" to see the words "Zhaolian Good Term Loan" in the financial column! The annual interest rate of "Zhaolian Good Term Loan" is 17.8%, and the maximum amount is 200,000. The line can be recycled within 3 years, and the longest loan period is 60 months. No mortgage, no guarantee, only personal credit can get a loan. Fast loan, as fast as 1 minute, and loan repayment at any time. Line1-30,000!
5. Interesting stage and future stage
As a college student who is the main force of Taobao, Ma Yun's father opened a college student area very intimately, providing college students with visa-free and 9000 yuan credit line. This service covers 99% of colleges and universities in China, and you can also enjoy 30 days of interest-free. Users only need to find the entrance of Sesame Credit, click on the column of Credit Life, and they can see the words "College Students' Zone". Happiness comes too fast like a tornado.
In addition, "Ali Travel" also launched a "credit stay" hotel service plan based on Sesame Credit, and users can enjoy "zero deposit" and other services when booking hotels. On the e-sign platform of Ali Travel "Go", users can apply for a Singapore visa if their sesame score is higher than 700, without providing employment certificate, personal information form, household registration book, copy of ID card and other materials.
How to borrow sesame credit points?
Since Alipay Sesame Credit Score, everyone is most concerned about whether Sesame Credit Score can be loaned. Of course, you can apply for a loan as long as your sesame credit score reaches a certain value. So how to borrow sesame credit points? Let's listen to it and introduce it to everyone!
How to borrow sesame credit points?
1. Last year, Sesame Credit announced that it had reached cooperation with Bai Hua under Ant Microfinance and Good Term Loan under Zhaolian Finance. Users with sesame seeds above a certain score will have the opportunity to receive "flower buds" and open "good loans". This is also the first time that Sesame Credit has entered the financial field and accessed the consumer credit scene. Users with sesame scores above 700 have the opportunity to apply for a "good loan" of 2000- 1 10,000 yuan. The loan term is divided into 3 months, 6 months and 65,438+02 months, and the loan can be repaid at any time, with monthly interest. The repayment method is equal principal and interest.
2. Sesame Credit Card is also connected to the consumer credit product "Lending Treasure" under Ant Microfinance. Sesame credit users can enjoy a consumer loan of up to 30,000 yuan in Huayuan, and a personal consumer loan of up to 50,000 yuan can be obtained through "borrowing". The amount applied for by the loan can be withdrawn to the balance of Alipay, which is equivalent to obtaining a loan from the bank.
The application threshold for "borrowing" is more than 600 points for sesame seeds. According to different scores, the loan amount that users can apply for ranges from 1000-50000 yuan. The longest repayment period of the loan is 12 months, and the expected annualized interest rate on the loan day will be repaid with the loan.
In the "Wealth" column of Alipay wallet, click to enter the Sesame Credit Score, and you can find two services: flower spending and borrowing in "Credit Life-Finance".
How to borrow Alipay Credit?
What is the credit rating of Alipay that can be loaned?
Alipay credit can only prove how many goods you have traded and how many favorable, moderate and bad reviews you have received. It has nothing to do with the loan, because Alipay is not a banking institution, but only acts as a seller and a buyer to comment on your product information during the transaction. Generally speaking, high evaluation, especially high praise, will attract customers to buy things.
Can the sesame credit score in Alipay be loaned in Alipay? If possible, how many points should I get? 20 points
Generally above 600 points. It depends. I don't often use AliPay. When my credit reaches 583, I will be prompted for a loan.
How to Loan Alipay Sesame Credit Mobile Edition Alipay Sesame Credit Sub-loan Method
Alipay
Sesame credit is above 650
Methods/steps
Log in to Alipay account, and then click "Sesame Credit" in the main interface.
Then you can see your sesame credit score. If you don't get 650 points, you can click "Credit Promotion" to complete related tasks. If so, click Credit Life in the lower right corner.
Then you can see the picture of "good loan" in the financial column, and click to enter the authorized login. Of course, those who don't have an account need to register an account first.
After logging in to the term loan, click the limit in the navigation, and then click "Apply for limit". Then fill in the information carefully and click Apply.
There will be approval results soon after the application, and the previous times may not be successful. You can apply more times. I applied four or five times before I got through.
You can apply for a loan after passing. The loan can be repaid in three, six and nine installments. Personally, I think this interest is quite expensive.
Alipay credit fendai
Treatment conditions:
1, a citizen of China who has a fixed residence in China and a fixed residence in a local town and has full capacity for civil conduct, 18-65 years old;
2. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule;
3. Abide by laws and regulations, and have no illegal acts and bad credit records;
4. The purpose of the loan is clear, in line with state regulations, and relevant certificates can be provided;
5. Other conditions stipulated by the bank.
How to get a loan with Alipay credit score 606?
Only sesame seeds can't apply for loans. Don't deal with it blindly.
Materials to be prepared for the loan:
1, ID cards of both husband and wife of the borrower;
2. The borrower's household registration book/foreigner needs a temporary residence permit and household registration book;
3. Marriage certificate/divorce certificate or judgment/single certificate;
4. proof of income;
5. Academic certificate;
6, the bank is flowing;
7. Other attributes;
8. Copy of the business license of the unit (with official seal);
9. certificates of deposit, etc. ;
10. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements;
1 1. Other information required by the bank.
How much does Alipay Sesame Credit need to get a loan?
Hello! Sesame with a score of 650 or above is excellent in credit and can apply for a loan. I hope I can help you, please adopt!
How to borrow Alipay Sesame Credit Score 580?
How much do you need?
How to borrow the latest version of Alipay?
Alipay's loan business "borrows" Alipay's "borrowing", as long as sesame credit users can apply for a corresponding amount of personal consumption loans with sesame points, up to 50,000 yuan. This is equivalent to a credit loan (). 1. Open Alipay wallet and click "Fortune" to view sesame credit score.
How to borrow Alipay Sesame Credit Score 580
The ants in Alipay provide real-time loan service. After the loan is successful, the funds will reach the account balance within 3 minutes. At present, the loan is evaluated according to the comprehensive situation of Alipay account. It is recommended to use Alipay account more, and Alipay will re-evaluate Alipay account in real time. If it meets the requirements, it will also give the corresponding amount;
Can Alipay credit score be used for loans?
Hello, I'm glad to answer your question.
Yes, there is a personal loan in the mobile phone Alipay wallet, which can be divided according to sesame seeds. The higher the score, the more loans.
How to borrow sesame credit loan?
Step 1: Use mobile phone Alipay and log in, and click more as shown in the following figure:
Step 2: You can see micro loans in more cases, and click Enter.
Step 3: See that under my loan, there are projects that meet the conditions of account loan, as shown in the following figure. This account can be loaned with ordinary funds (12 months), and others do not meet the application conditions. Click on the average capital loan (1February) to enter.
Step 4: Average capital loan (12 months) You can see the daily interest rate, repayment period and repayment rules in the detailed introduction. Among them, the repayment rules should be carefully examined, which is related to your interests. If you understand them, click to apply for a loan.
Step 5: Lender information uses Alipay authentication information. If you are prompted to improve, click Improve.
Step 6: Enter the amount and information verification code of your application, and finally click Submit Application. You can usually get a loan if you can apply.
Extended data:
Increase the amount of sesame credit loan
1. Because Sesame Credit belongs to credit and the like, you can use a credit card to repay with Alipay, and it is also important to bind Sesame to a credit card, so if you have a credit card, you must remember to bind it.
2. Alibaba's e-commerce department, Tmall Taobao and other shopping items, shopping categories, return records, and even Ali Wangwang's chat records are all important scoring criteria for Sesame Credit.
Buying things with sesame credit line is also a very important way to increase sesame credit line.
4. At home, it is also the best to pay the gas and water bills with Alipay, because it can also improve your sesame credit.
5. If you have many Alipay friends, your sesame credit can also be added. It is suggested to add all the numbers in our mobile phones as Alipay friends.
6. When using Yu 'ebao and Lucky Treasure, the greater the investment, the more businesses used, the more frequent the frequency and the higher the score.
7. Finally, keep a good personal credit record.