All credit card applications are completely free.

You can handle it through Guangfa counter and online banking.

The details are as follows:

Guangfa Bank credit card application conditions

1. Application conditions

1. Anyone with full capacity for civil conduct, Individuals with legal, stable sources of income and good credit can apply for a personal card from the card issuer with their valid identity documents and relevant information.

In addition to one main card, an individual may apply for no more than two supplementary cards for other natural persons with full capacity for civil conduct. The primary cardholder can apply to cancel the supplementary card or stop using the supplementary card at any time.

The supplementary cardholder and the principal cardholder use the same credit limit; all transaction amounts of the supplementary card and corresponding interest, fees, etc. are credited to the principal card account, and the principal cardholder Bear full responsibility for the repayment of debts incurred under the main card and supplementary cards; the supplementary cardholder with full capacity for civil conduct and the main cardholder shall be jointly and severally liable for the repayment of debts incurred under the main card and supplementary cards. Supplementary cardholders with limited capacity for civil conduct are only responsible for repaying debts incurred by the supplementary card they hold. Supplementary cardholders may apply to cancel the supplementary card after paying off all debts on the supplementary card.

2. Information required to apply for a credit card

1. Identity proof information: a copy of the resident ID card or military officer's ID card; Hong Kong and Macao compatriots must provide a copy of the Mainland Travel Permit and proof of residence for more than one year For foreigners, just provide a copy of their passport and residence permit for more than one year.

2. Work and income certification materials: salary certificate, copy of social security (paid for more than half a year).

3. Supporting information for Guangfa Bank credit card application: academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificate, self-owned car driving license, telephone number, water, electricity, and gas of the current place of residence in the past three months Any original document of payment, etc.

Warm reminder:

If you have a credit card from another bank and the card has been issued for more than half a year, you can quickly apply for a Guangdong Development Bank credit card by using the "card application" method. Application procedures.

Notes on the "card application" method:

1. There is no overdue record of credit cards from other banks for more than 30 days in the last 6 months;

2. The average credit limit is not less than 5,000 yuan; if you have more than 3 credit cards from other banks and use more than 90% of the limit, the bank will generally not process it.