Credit card application time is long or short. If you are in a hurry to use the card, you must know the time when the bank credit card is reviewed, and then choose to apply for the card. Today, I would like to tell you how long it takes to apply for a postal savings credit card. You must know before you apply for a card.
Postal savings credit cards can be divided into online applications and offline applications. The efficiency of online application will be much higher than that of offline application, especially for those with good credit conditions, who have the opportunity to meet the second batch.
Postal savings credit card applications are mainly divided into the following stages:
1. Submit the application
Whether online or offline, you need to fill in the personal information of the credit card application of the Postal Savings Credit Card.
2. Credit card review
If it is offline, the bank needs to enter the card information before reviewing the credit card, and then enter the review stage. The system will make a comprehensive score according to the information and credit information provided by the applicant, and decide whether to issue the card and the amount of the card.
This stage takes a long time, and it usually takes 15-30 sunrise.
3, credit card business card printing
After the approval, the bank will spend 2-3 days to make the card.
4. Send cards by credit card
After the business card is printed, the bank will mail the credit card to the applicant by registered mail, and the mailing time depends on the logistics situation.
How long does it take to review Dingya Platinum Card of Postal Savings Office?
Half an hour. Dingya Platinum Card of Postal Savings Bank is a credit card issued by Postal Savings Bank. The examination time of credit card is less than half an hour, and platinum card can have more bank benefits, higher quota and higher efficiency.
How long does it take to review the credit card of the Postal Savings Office?
The audit period of postal savings credit card should determine the application progress according to the information provided by users. It is suggested that you can manually check the progress of credit card application through self-service voice or through postal savings online banking, mobile banking and customer service hotline. (Note: If calling customer service, please use the reserved mobile phone number or home phone number).
Information required for application:
(1) Materials required to apply for the master card: A copy of the applicant's ID card and work certificate are required. Optional materials: proof of financial resources and proof of concern about transactions with our bank.
(2) Supplementary card application: A copy of the ID card of the supplementary card applicant is required. The relationship between the supplementary card applicant and the main card must be immediate family members.
Extended data
Basic requirements of the applicant:
(1) Principal Card Applicant: Chinese mainland residents aged 60 and below.
(2) Supplementary card applicant: 16 years old. Chinese mainland residents under the age of 60.
Application channel: Credit card application channel is business outlets. Please bring relevant information to the outlets for details.
Check information:
(1) Pinyin of name: consistent with the spelling of the name on the ID card;
(2) Validity period: marked in MM/YY, for example, 08/ 10 means that the validity period ends on August 3 1 2010;
(3) Whether the card is damaged. If you have any questions, please call our credit card 24-hour customer service hotline.
References:
Postal savings bank of China-credit card application
References:
China Postal Savings Bank-Credit Card Guide
How long does it take for the Postal Savings Bank to make a credit card? How long does it take to review the card?
The Postal Savings Bank has always had many customers and is the fifth largest bank in China. Many people have credit cards from the Postal Bank. For example, if we go to the bank to apply for a card, the bank must first review it, then apply for a card, and then send it, which takes time. Then, how long will it take for the Postal Savings Bank to make a credit card? How long does it take to review the card? I will answer your question today.
How long does it take for the Postal Savings Bank to make a credit card?
It doesn't take much time for the Postal Savings Bank to make a credit card. Generally, the Postal Savings Bank will make cards for customers within 2 working days, and then send them to customers by registered mail.
But if you send a card, it will take a long time, especially if you live in a remote place. Generally, the Postal Savings Bank will send the card to the applicant within 15 working days.
Therefore, it takes about one to two weeks for the Postal Savings Bank to start making cards and send them to customers.
How long does it take to review the credit card of Postal Savings Bank?
The credit card review of the Postal Savings Bank takes up to 8 working days, and the audit results will basically be issued within 8 working days. The more detailed the application materials submitted, the better the personal credit conditions, and the faster the general review will be.
The above is about "How long does it take for the Postal Savings Bank to make a credit card?" How long does it take to review the card? "The answer. It takes about 1 2 weeks to get the credit card of the Postal Savings Bank. It will take about 1 week to review the card. Therefore, if you apply for a credit card at the Postal Savings Bank, it will take about 1 month to apply for a card.
The results of the credit card audit will be announced in a few days.
Applicants who meet the requirements of the Postal Savings Credit Card generally do not need a long time, and the approval can be completed within 15 working days.
The process is as follows:
1. As long as the application materials are complete and the audit department receives your application materials, it usually takes 8 working days to complete the audit.
Second, after the approval, the card will be issued for the customer within 2 working days.
3. Send it to the customer by registered mail according to the billing address. Generally, the sending time of registered letters is within 15 days.
Related knowledge supplement:
1. Conditions for applying for a credit card.
1. 18 year old adult.
2. If there is no credit card, you need to provide the company's financial certificate, income status and other relevant certificates.
You must provide your ID card.
Second, the credit card application method.
1. Please log on to the credit card website and select "Apply for Credit Card"-"Apply for New Customer".
2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person.
3. You can also call the customer service hotline, select "3#" in the voice for credit card application consultation, and then select "1" to transfer the service specialist to register for you and inform the local staff to contact you to confirm the application.
Third, pay attention to credit card repayment.
1. Change the repayment time of credit card to three days after payday.
Generally speaking, the repayment date of a credit card is random, but this date can be modified manually. Then why set the repayment date three days after the salary is paid? The reason is simple: take back the credit card as soon as the salary arrives, even if there is something wrong with the credit card that day, there are still two days to buffer.
2. Distinguish the repayment date and billing date of the credit card.
The credit card bill date is the date when your credit card total amount is calculated within one month. The money on the bill is the money that must be repaid on the repayment date in about 20 days.
The credit card repayment date is the day when you have to repay the credit card bill of last month.
Fourth, credit card withdrawal skills.
1. Generally speaking, there is a time limit for withdrawing cash by credit card. Generally speaking, it takes 3 months or more to apply for a credit card withdrawal for the first time, but the regulations of different banks are different. It is best to contact the issuing bank to confirm clearly.
2. After the first withdrawal is successful, it takes a period of time to withdraw money again, usually three months to apply, and some banks stipulate that it is six months.
3. If you want to withdraw cash successfully, you must not have bad behaviors such as overdue during the card use period, and you must maintain a good credit record. In addition, understanding the bank's preference is also a key point to improve the success rate of withdrawal.
Postal savings bank credit card is a standard RMB credit card of UnionPay, which has rich functions such as overdraft consumption, overdraft cash withdrawal, installment payment, points earning and so on. Provide 24-hour customer service hotline, free bill delivery, self-deduction repayment association and other services. In addition, there are powerful functions such as free transaction fees for repayment in different places, free SMS reminders for large transactions, and interest-free period concessions for consumption.
The minimum available amount for application is RMB 3,000, of which RMB 65,438+0 can be used for cash withdrawal in 500 yuan.
The newly issued credit card of Postal Savings Bank is designed with Ding as the pattern, which not only shows the historical and cultural heritage, strong strength, sincerity and trustworthiness of the postal service, but also reflects the service commitment of Postal Savings Bank to "do the best for you". The blue-green card background symbolizes peace, life and hope, and injects a relaxed, bright, convenient and fashionable card concept into life. The biggest feature of the postal savings credit card is that it is free of annual fees for life. After applying for opening the credit card of Postal Savings Bank, customers will not have to worry about the complicated annual fee reduction rules. Moreover, there are many ways to repay credit cards: cardholders can repay through various outlets of the Postal Savings Bank, automatic transfer, self-service deposit machines and ATM transfers.
This concludes the introduction of how long it takes for Takuwa China Post to issue credit cards. Did you find the information you needed?