The amount of credit card points exchanged by each bank is different. For example, the Agricultural Bank spends 1 yuan for 1 minute, and spends 1 dollar for 8 points; China Merchants Bank 20 yuan consumption exchange 1 points, 20 yuan is not enough; It should be noted that different credit card types may have different points.
Credit card points generally have a validity period, and cardholders need to use credit card points within the validity period, otherwise the credit card points are invalid; Credit card points can be redeemed in integral mall. If the points are insufficient, you can buy them by adding money points, so that users can buy their favorite goods.
Users want to get more points, and cardholders can spend more with their credit cards at ordinary times. It should be noted that many banks will not generate points when credit cards are bound to third-party payment for online payment, but many co-branded cards launched can have points. Note: Transactions arising from real estate, automobiles, wholesale, hospitals and schools. No integral will be generated.
After credit card consumption generates points, it will be credited to the points account. However, if credit card consumption generates points, the generated points will be deducted accordingly, which is something that everyone needs to pay attention to. If you want to get more, you can take part in more activities organized by the bank, so you can get more.
Credit card points can be obtained by spending money by swiping the card and participating in banking activities. More credit card spending, credit card spending can help optimize points. You can also get more by participating in banking activities.
Many banks have launched activities to accelerate the accumulation of credit card points at the end of the year, and cardholders can take the opportunity to increase points. Banks will launch credit card "double points", "points giving" and "credit card lottery" from time to time.
There are four types of credit cards that can't be scored normally, which can be said to be "white brush". The first category is credit card with low discount rate, including car purchase and wholesale. The second category is the stored value payment category, such as provident fund, tuition fees, various top-ups and so on. The third kind of non-integral transaction is the expenses generated by the credit card itself, including cash withdrawal, interest, various handling fees, and some related life account withholding fees. And it is impossible to calculate points. The fourth category is the non-integral consumption stipulated by the bank itself, which is relatively vague.