(2) The fees are different. Ordinary cards in banks are free, gold cards charge a little more, and VIP cards charge the most.
(3) Different additional value-added services, ordinary cards in banks have the least additional value-added services, while gold cards have intermediate value-added services and VIP cards have the most.
(4) Different service treatment. Generally more than 8000 yuan, gold cards will be issued according to customer requirements, and ordinary cards do not have this right. Theoretically, the upper and lower limits of gold card and ordinary card are the same, and the card definition of each bank is different.
(5) Enjoy different financial services from banks. Ordinary bank cards do not enjoy bank financial services, gold cards enjoy bank financial services, and VIP cards also enjoy bank financial services.
Extended data:
Bank cards are classified into ordinary cards, gold cards, platinum cards and diamond cards.
(1) Puka
All UnionPay cardholders can enjoy safe and convenient card service. UnionPay cards are not only widely used in China, but also used in more than 40 countries abroad.
(2) Gold card
On the basis of general card rights, gold card holders can enjoy a higher credit limit and various special services provided by UnionPay and card-issuing banks, such as road rescue and insurance services, making their lives more convenient and comfortable.
(3) Platinum card
Unionpay, the joint issuing bank, provides platinum cardholders with services such as platinum secretary, platinum business circle and online ordering of green food, which is more considerate and thoughtful.
(4) diamond card
Unionpay, the joint issuing bank, provides diamond card holders with more personalized services, such as the courtesy of senior members in high-end hotels, the service of high-end clubs, and the service of UnionPay Platinum VIP rooms. And highlight the distinguished status of cardholders through high-quality exclusive services.
References:
Baidu Encyclopedia _ Credit Card