1, the income of disabled people is relatively low, and their repayment ability is relatively poor;
2, there are few ways to deal with the disabled. Generally, there are many bank outlets and stalls of credit card companies on the street, and the opportunities for disabled people to contact are not great;
3, the bank just gives you a card, the amount will not be very high, because your spending power is not high, how much repayment ability is there. Now banks take profit as their first goal. If you don't swipe your card, he won't make any money. The cost of a credit card is about 100-500. Will banks do business at a loss?
4. There are not many opportunities for disabled people to contact and use themselves (I have personally seen many disabled people shopping and strolling in supermarkets and shopping malls, but there are very few disabled people who actually use credit cards, so it can be said that there are basically no).
At present, there is no rule whether you will give you the card or not. As long as you prove that you have repayment ability and consumption power, you will still get the card. I hope it helps you.