First of all, your overdue repayment in 2000 1 year has seriously affected your credit history. When the bank comes to collect money, don't expect loans or anything in the future, and even applications for broadband services are not accepted.

Although the bank's dunning method is inhuman, you owe money and haven't paid it back for a long time. You'd better find a way to pay it off at one time. If it is impossible to slow down again, the bank will not agree. Only banks with an amount of more than 3,000 yuan can sue you, not 2,000 yuan. Of course, you'd better pay attention to your credit history!