In accordance with the spirit of the "Notice on Further Strengthening Financial Support for the Prevention and Control of the Novel Coronavirus Pneumonia Epidemic" and the "Notice on Providing Financial Services for Epidemic Prevention and Control and Economic and Social Development", patients were hospitalized for treatment due to infection with the new coronavirus. Or quarantined personnel, personnel who need to be quarantined for epidemic prevention and control, and staff participating in epidemic prevention and control who fail to repay their loans in time due to the impact of the epidemic, upon confirmation by the access institution, the relevant overdue loans may not be reported as overdue records, and those that have been submitted will be Adjustment. For individuals and companies that have temporarily lost their source of income due to the epidemic, they can submit their credit records according to the adjusted repayment arrangements. If you belong to the above four categories of people, you can refer to the following list of materials and consult with each bank during working hours. The materials required will vary depending on the actual situation. The specific application methods and detailed material requirements are subject to the bank's reply.
1. Industrial and Commercial Bank of China: 1. Identity document. 2. Proof of admission or isolation. 3. Certificate of epidemic prevention work, etc. 4. Documents proving temporary loss of source of income due to the epidemic, such as unemployment certificate, etc.
2. Agricultural Bank of China: 1. Provide hospitalization certificates, diagnosis certificates, test orders, medical cases, and discharge summaries issued by the hospital. 2. The isolation point set up by the local government or the isolation and observation certificate provided by the neighborhood committee or sub-district office or the local isolation notice and centralized isolation announcement. 3. Certificate of participation in prevention and control work issued by the neighborhood office of the neighborhood committee where the prevention and control personnel work. 4. Provide materials related to temporary loss of source of income, unemployment certificate, and certificate of termination of labor contract. 5. Personal identity information. 6. Credit report. 7. Other industry approval materials, etc. If the application is postponed or extended due to the epidemic, it is necessary to provide: 1. Customer extension application (including expression of willingness to apply for extension, etc.). 2. Instructions for applying for extension. 3. Credit approval agencies at all levels or authorized approvers will give credit approval approval to apply for deferred repayment based on the actual situation. 4. Supplementary agreement to the loan and guarantee contract signed with the customer. Please consult your account manager for specific details.
3. Bank of China: 1. Certificate of admission or isolation issued by the hospital or disease control department. 2. Isolation certificate issued by the neighborhood committee and other units of the place of isolation and observation. 3. Proof of participation in COVID-19 epidemic prevention and control work. 4. Relevant documentation proving temporary loss of source of income. 5. Identity documents and other relevant materials. Please consult the responsible account manager for details.
4. China Construction Bank: 1. Provide admission or isolation certificate issued by the hospital or disease control department. 2. Provide relevant proof of quarantine, such as a quarantine notice from the local government. 3. Participate in COVID-19 epidemic prevention and control work permit, etc. 4. Provide relevant materials regarding the temporary loss of income sources, such as work suspension notices, etc.
5. Bank of Communications: 1. Identity document. 2. Proof of admission or isolation. 3. Certificate of epidemic prevention work, etc. 4. Documents proving temporary loss of source of income due to the epidemic, such as unemployment certificate, etc.
6. Postal Savings Bank: 1. Application approval form. 2. Identity documents of relevant personnel. 3. Provide relevant proof of being affected by the epidemic. 4. Other information required for internal approval of Postal Savings Bank of China. Please contact the business manager for details.
7. China Everbright Bank: 1. Provide admission or isolation certificate issued by the hospital or disease control department. 2. Provide relevant isolation information. Such as the quarantine notice from the local government. 3. Participate in COVID-19 epidemic prevention and control work permit, etc. 4. Provide relevant materials regarding temporary loss of source of income, such as proof of income reduction, notice of suspension of work, announcement of closure of business, termination of labor contract, etc.
8. Ping An Bank: Provide different supporting materials according to the actual situation, such as: 1. Identity document. 2. Proof of admission or isolation. 3. Certificate of epidemic prevention work, etc. 4. Proof of temporary loss of source of income due to the epidemic. Please consult your account manager for specific required materials.
9. China CITIC Bank: 1. Customer application form. 2. Customer identity document. 3. Recent personal credit report. 4. Bank flow. 5. Affected by the epidemic.