All debts incurred by the supplementary cardholder when using the credit card shall be borne by the principal cardholder. The principal cardholder shall directly pay the debt to the card issuer or special unit. The principal card and the supplementary card belong to The same account has the same credit limit. Users can repay through mobile banking, online banking, third-party platforms and other channels.

The supplementary card has the same consumption function as the main card. However, all debts incurred by the supplementary card for consumption will eventually be accumulated into the main card, and the main cardholder will be responsible for the repayment. The repayment method for the primary and secondary cards of Agricultural Bank of China is the same as that of ordinary credit cards, and can be repaid through mobile banking, online banking and other channels.

The main card refers to the bank card that plays a leading role in the use of multiple bank cards under the same account. The main cardholder needs to bear all debts under the supplementary card.

A supplementary card refers to a bank card that is subordinate to the use of multiple bank cards under the same account.

The main card and the secondary card use one fund account and credit limit, but they can set different transaction passwords.

The main card and supplementary card need to be applied for separately. Generally, the credit card application form will have a separate application form for additional cards, and the maximum number of additional cards that can be applied for is stated. Applicants can also complete it at once. Procedures for applying for primary and secondary cards.

In the relationship between primary and secondary cardholders, the primary cardholder is in a dominant position. The primary cardholder has the right to decide to add or cancel secondary cards, while the secondary cardholder is in a subordinate position. . If the primary card is cancelled, the secondary card should be voluntarily returned to the card issuer. When the primary cardholder requests to stop using the secondary card midway, the secondary card should also be returned to the card issuer. If there is an unsettled debt, the debt will still be borne by the primary cardholder.