In the life guide for studying in Canada, the issue of consumption is more discussed by international students. Most Canadians like to use credit cards, and their concept of advanced consumption is famous around the world. If you first come to Canada to study, the cost will be higher, so applying for a credit card is your best choice. Here’s how to apply for a credit card if you have no income.

If you have no credit history or a bad record, and have low or no income, you can apply for a secured credit card. You need to go to the account opening bank in person to handle the mortgage procedures. The collateral is usually a deposit in your account that is equal to or greater than the credit limit you require. For example, if you apply for a credit card with a limit of 00, you can use 00 in your bank account as collateral. When your financial situation improves and you accumulate a good credit record with this card, you can apply for a regular credit card and cancel the mortgage conditions.

If you are unwilling or do not have cash as collateral, you can ask a relative or friend to be a guarantor to help you apply. But be aware that if you default on your debt, the bank will pursue recourse from the guarantor.

Is the introduction to applying for a credit card in the guide to studying abroad in Canada helpful to you? Although you may not have used credit cards for consumption in China, or are not used to credit card consumption, it is best to apply for one when you arrive in Canada. This is also an important step in adapting to life in Canada. Without a credit card, it will be difficult to make purchases in Canada.