Does the questioner want to ask "Will a credit report be filed if the reserve fund is used repeatedly 50 times?" If the reserve fund is used repeatedly 50 times, your credit report will not be included. The reserve fund is stored in a bank card or in the form of cash. The bank credit system mainly records personal loans, credit card use and other financial activities. There is no clear record of the use of personal reserve funds. Therefore, although the reserve fund If you use it repeatedly 50 times, it will not go directly to your credit report. Credit reporting refers to activities that collect, organize, preserve, and process credit information of natural persons, legal persons, and other organizations in accordance with the law, and provide services such as credit reports, credit evaluations, and credit information consultation to help customers judge and control credit risks and conduct credit management. .