While some people are still worrying about how to make up the down payment, some people have tactfully thought that they can pay the down payment by credit card. Generally, few people think so about credit card down payment, but in fact, banks will not restrict people from using credit cards to pay down payment, but there are still some skills in buying a house with credit card down payment, such as:

1. It is recommended to use two more credit cards to brush

The down payment of a house can be different from the down payment, and the amount is slightly larger. If your credit card limit is high enough, you can just use one. However, if the credit card limit is not enough, it is recommended to use two large credit cards, and multiple credit cards will be suspected of cashing out at the same time.

2. Apply to the bank for temporary adjustment of the credit line

If the credit line of two credit cards is not enough to pay the down payment, you can apply to the bank for temporary adjustment of the credit line. After the bank passes the application, the credit line can be doubled, and most of them can be increased by 8%. However, transactions of real estate types cannot be paid off by stages, and they can only be paid off in one lump sum. Therefore, when the repayment date arrives, it is necessary to pay attention to the temporary amount of consumption and pay it off in one lump sum. If the credit card cannot be returned in time on the repayment date, personal credit information will be tainted.