JD.COM Xiaobai Card has always been one of the credit card products favored by many cardholders, but applying for a credit card requires an entry threshold. If the applicant doesn't even have a job, what will happen when he applies for a small white card in JD.COM? It depends on whether the bank has made a credit call. First of all, it should be emphasized that when applying for any credit card, the landline number is required. If it is not filled in or scribbled, there is a high probability of rejecting the card directly. Therefore, it is extremely wrong to scribble on JD.COM Xiaobaika's landline. Once the bank finds that the card refusal is affirmative, it will leave the bank with the impression of fraud. If you don't have a landline number when you apply for JD.COM Xiaobai Card, you can borrow money from your relatives and friends to get a landline number through the following channels: 1. Buy a landline number on Taobao and use it after the credit card application is successful; If relatives and friends have a landline, they can use it to fill in. The bank calls back and asks them to transfer their mobile phones, or directly the company colleagues complete the return visit; 3. Fill in the company's landline number and communicate well with colleagues, so as to successfully complete the return visit. To apply for JD.COM Xiaobai Card, you need to leave a landline, mainly because the bank can prevent and control risks, so as to verify the applicant's job stability and income authenticity. In order not to leave hidden dangers when applying for a credit card, personal information must be perfect and true.