Details are as follows:
1. Pay off after one month overdue: This means that you have paid off the overdue amount on your credit card and returned to the normal state of credit card repayment.
2. ICBC Credit Card Policy: According to ICBC Credit Card Policy, after overdue repayment, your credit card account will return to normal, and you can continue to use your credit card for consumption.
3. Impact of overdue repayment on credit record: overdue repayment will have a certain impact on personal credit record, but paying off after one month overdue can reduce the negative impact on credit record and restore the health of credit record.
4. Continue to use with caution: Although the credit card can continue to be used after being paid off one month overdue, it is recommended to maintain a good credit performance in the next time and repay it on time to avoid being overdue again.
To sum up, ICBC's credit card was paid off one month after it was overdue. Credit cards can continue to be used, but attention should be paid to maintaining good credit performance and repaying on time.
Extended data:
Overdue repayment will have a negative impact on your personal credit record, which may affect your future loan and credit card application. Therefore, it is very important to pay off the overdue payment of credit cards in time. ICBC's specific credit card policies may be different. It is recommended to consult the bank's customer service staff to learn more about the use of credit cards after overdue repayment and the policy details.
It is worth noting that overdue repayment not only affects personal credit records, but also may lead to penalty interest and late payment fees, increasing the repayment burden. Therefore, avoiding overdue repayment is an important step to maintain personal credit. You can set up an automatic repayment function or a reminder to help you repay on time and maintain a good credit record.
When dealing with overdue credit cards, honesty and trustworthiness and timely repayment are the best ways. Establishing a good credit record through reasonable management of credit cards will help you gain more trust and convenience in future financial activities.
The above are the relevant instructions and suggestions about paying off ICBC's credit card after it is overdue for one month. If you have other questions or need further help, please feel free to contact the customer service staff of ICBC.