Credit cards can be used to withdraw cash from our bank or other banks: 1. ATM machines/counters: ① In China, you can withdraw RMB cash from ATMs with UnionPay logo on all banks or counters of Ping An Bank outlets; ② Abroad, you can withdraw local currency from ATM machines or bank counters with the same logo (UnionPay, VISA, MasterCard or JCB) affixed to the card; 2. APP cash withdrawal: You can withdraw cash through Ping An Pocket Bank Pocket Bank APP- Credit Card Home-More-installment loan pocket. Ping 'an Credit Card can be cashed out across banks, and the handling fee and interest will be charged. After successful cash withdrawal, the cash withdrawal principal and its expenses will be fully included in the minimum repayment amount of the latest bill, which needs to be paid off in full. Tips: 1. Cash withdrawal fee for Ping An Credit Card: 2.5% of the cash withdrawal amount in China, with a minimum of RMB 25 yuan per transaction; For overseas cash withdrawal, if you take the UnionPay network, the cash withdrawal fee is 3% of the cash withdrawal amount, and the minimum RMB 4 yuan is charged; If you take other networks such as MasterCard, you will be charged at 3% of the cash withdrawal amount, with a minimum of $5 per transaction; 2. Interest: from the date of cash withdrawal, the interest will be calculated at the daily rate of .5 ‰ until the date of repayment, and the interest will be compounded monthly.