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How to cancel a China Merchants Bank credit card? There are two ways:

1. Offline cancellation: Hold the user’s ID card and go to the bank in the city where the account is opened to cancel;

2. Online cancellation: Cancel by calling the credit card customer service number, but You will need to provide some supporting documents when canceling. Usually after the bank has verified and confirmed the user information, the account can be canceled.

The above is how to cancel the credit card of China Merchants Bank? Related content. What is a credit card?

A credit card, also known as a credit card, is a personal credit certificate given by commercial banks to users who meet personal credit standards. The method is a card with the card issuing bank's name, expiry date, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Users with credit cards can buy things or consume at specially invited commercial units, and then the bank will settle the accounts with the merchants and cardholders. Cardholders can overdraw within the required limit. Credit card consumption is a method of monetary transaction payment. There is no need to pay cash when consumption, and the loan will be repaid on the credit card bill date. Credit card cash withdrawal methods

1. Cash advance withdrawal: Cash advance is one of the functions of bank credit cards. Cardholders do not need to apply to the bank in advance and can directly insert it into the ATM machine. To withdraw cash with a card, the amount of cash withdrawal is generally 50% of the available limit of the bank's credit card;

2. Cash withdrawal in installments: This type of withdrawal method requires the cardholder to apply to the bank, and the bank will also review and approve it. If approved, the bank will transfer the money to the bank's savings card under the cardholder's account; if the approval is not passed, the cardholder will not be able to withdraw cash;

3. Credit card overpayment withdrawal: Overpayment withdrawal It is the money that the cardholder deposits in the bank's credit card, which can be withdrawn directly from the ATM machine. Where to apply for a credit card

1. Application at service outlets: Users should bring their ID card, work unit certificate, fund certificate and other materials to a nearby bank service point to apply; < /p>

2. Third-party software application: You can follow the official account of the third-party payment platform, select the type of credit card you want to apply for, and then fill in the information according to the information prompts;

3. Apply online: Log in to the bank's credit card website, select your favorite credit card category, and follow the prompts.

A credit card is a card that can replace cash transactions. The card-issuing institution has gone through certain credit risk management processes to review and prove that the user has good personal credit and can make purchases at specially appointed stores to conduct various consumer behaviors. This article mainly writes about how to cancel a China Merchants Bank credit card? The relevant knowledge points are for reference only.