There are three ways to transfer money from a credit card to a bank card: 1. Overpayment transfer. Overpayment transfer means that if you have extra money in your credit card and want to withdraw it, you can only transfer it to a peer savings card in your name. , and it is not free. A certain handling fee is required, usually 0.5-3. 2. Direct credit card transfer for cash advance, which is equivalent to cash advance. Funds can be transferred to UnionPay of any bank at designated bank ATMs in designated cities. in the card (not limited to the person’s name). The prerequisite for direct transfer using a credit card is that you must have a debit card from the bank and open one of telephone banking, online banking and mobile banking. In addition to handling fees, this type of transfer will also charge interest. From the date of transfer, interest will be calculated at 50,000% of the daily transfer amount. Moreover, the amount that can generally be transferred is 50% of the credit card limit. 3. Cash installment transfer. Depending on the cardholder's credit limit and card usage record, the cash installment amount that can be obtained is also different. For example, the maximum cash installment amount from China Merchants Bank is 50,000 yuan. After the cash installment is successfully processed, the money will be transferred to the debit card in the name of the cardholder. In terms of fees, there is no interest for cash installment, but there is a handling fee.