The virtual card of Industrial Bank cannot be shared with other credit card limits. Because the virtual card is a temporary credit card, it is only a virtual credit card until you receive the physical card after approval. Because there is no physical card, the virtual card can only be used for online payment. General virtual credit card, also called virtual VISA credit card, is a temporary consumption tool with the same amount as your credit card. If you receive a regular credit card, this virtual card will be invalid.