1. Why does someone from Jinshang Consumer Finance keep sending me text messages?

This depends on whether your mobile phone has handled the contract mobile phone business. It may have handled this kind of business. There will be prompts

2. Why does someone from Jinshang Consumer Finance keep sending me text messages?

I started receiving them on December 11, one message every day. Thinking it was that information, I called 110 and called the police, but no one took care of it. It wasn't until yesterday that I called 10086 to complain again that I found out that I had been given a loan through a scam. In 2018, I was told by a mobile business office that I spent more than 200 yuan a month and could get a mobile phone for free. I just got one in a daze. As for the mobile phone, 129 yuan was deducted from the card every month, so the mobile phone was useless. I never remember this. There is no money on the card anymore, and I have been receiving messages like this for the past five days. Therefore, everyone should be careful not to be deceived by scam loans in the future. I'm now looking for a way to pay off the money in one go. A mobile phone only cost 900. I didn't think about it at the time, so I just got it. After all, I actually bought a 950 Huawei phone with 3096. The main reason is that the mobile salespersons are too stupid, digging a hole for us people to jump in.

3. Why does someone from Shanxi Merchant Consumer Finance keep sending me text messages?

I started receiving it on December 11, one message every day. I always thought it was that message and even called 110 to call the police, but no one took care of it. It wasn't until yesterday that I called 10086 to complain again that I found out that I had been given a loan through a scam. In 2018, I was told by a mobile business office that I spent more than 200 yuan a month and could get a mobile phone for free. I just got one in a daze. As for the mobile phone, 129 yuan was deducted from the card every month, so the mobile phone was useless. I never remember this. There is no money on the card anymore. I have been receiving messages like this for the past five days. Therefore, everyone should be careful not to be deceived by scam loans in the future. I'm now looking for a way to pay off the money in one go. A mobile phone only cost 900. I didn't think about it at the time, so I just got it. After all, I actually bought a 950 Huawei phone with 3096. The main reason is that the mobile salespersons are too stupid, digging a hole for us people to jump in.

Expand knowledge:

Finance (Finance, Finaunce) is an economic activity in which market entities use financial instruments to flow funds from the fund surplus side to the fund scarcity side.

Finance is the general term for monetary financing. Mainly refers to various activities related to currency circulation and bank credit. The main contents include: the issuance, release, circulation and withdrawal of currency; the absorption and withdrawal of various deposits; the issuance and recovery of various loans; bank accounting, cashier, transfer, settlement, insurance, investment, trust, leasing, exchange and discount , mortgage, securities trading, international trade and non-trade settlement, gold and silver trading, export, import, etc.

Finance is an economic activity that takes currency itself as its operating objective and aims to increase the value of currency through currency financing. It includes two forms: indirect investment and financing centered on banks and direct investment and financing centered on investment banks.

4. Why do you receive SMS notifications from consumer finance?

1. Positive answer

If the user has registered a consumer finance account, Consumer Finance may push advertising text messages from time to time to guide the user to apply for a loan.

2. Specific analysis

As for users who have applied for consumer finance loans, in addition to receiving advertising text messages, they will also receive text messages reminding them of repayment and overdue status. Next, you will also receive a collection text message.

Therefore, as long as users register a consumer financial account, they may receive text messages.

If users feel that text messages will affect their daily lives, they can choose to intercept text messages or directly cancel their consumer financial accounts.

There are now many online loan big data systems that can provide online loan record inquiries, you can search: Beijian Quick Check. You can query online loan application records, application platform type, whether it is overdue, overdue amount, credit card and online loan estimated credit limit and other important data information.

3. Can CCB consumer loans be withdrawn from the special account?

Whether CCB’s consumer loan can be withdrawn depends on whether the loan supports this function. If the consumer loan is deposited into a special account and the lender can withdraw cash, then the loan can be withdrawn. Come out, if the loan cannot be withdrawn in cash and can only be used in specific consumption scenarios, then the amount cannot be withdrawn.

Banks have some restrictions on the use of consumer loans, which can only be used within the scope stipulated in the contract. If the lender privately misappropriates the consumer loan and uses the loan in investment or other fields, the bank will have The loan limit may be withdrawn in advance and the lender may be required to repay the loan in one lump sum, which will put greater repayment pressure on the lender.

After applying for a loan, it is best for the lender to use the loan according to the prior agreement. The bank has done a relatively good job in risk management of the loan. Don't take chances and think that the bank will not discover that the use of the loan is still Do not exceed the specified range, and remember to repay on time after using it to avoid overdue effects on personal credit.