Don't worry if the online bank can't find the consumption record for the time being after spending by credit card through visa channel. The visa settlement period is one month. For example, the cardholder's credit card bill date is 1 and the due repayment date is 20. Cardholders spend money by swiping their cards on1October 5th, 2nd and 23rd. 165438+. At this time, the bank will collect and settle the cardholder's expenses on 1 February 1 day, and send the statement by mail or email. It should be noted that the billing date of each bank is not the same day. And for the billing date, some banks also provide the function of modifying the billing date, so that users can repay more flexibly.

VISA is a credit card brand and an internationally accepted credit card standard. VISA credit cards can be swiped on POS machines with VISA logo. VISA credit card is universal, and most foreign businesses support swiping VISA credit card. Therefore, for users who often go abroad or expect to stay abroad for a long time, having a VISA credit card will provide a lot of convenience in life.

In China, users use UnionPay credit cards more. Of course, the VISA card has the dual logos of UnionPay and VISA, which can be used normally in China. As the largest credit card and traveler's check organization in the world, VISA mainly issues credit cards, just like our UnionPay organization, but it also issues savings cards. Bank cards with the visa logo on the cards issued in China are usually credit cards, which are jointly issued by banks and visa international organizations. Card organizations mainly provide inter-bank transaction clearing for major banks, so as to realize the interconnection between banking systems, and then enable bank cards to be used across banks, regions and countries. However, bank cards are not issued separately, but are issued with the logo of card organization in cooperation with major banks. All credit cards with the visa logo can be used by merchants who cooperate with visa all over the world. Generally speaking, the principle is the same as that of UnionPay, except that UnionPay only covers China. Credit cards with visa logo can usually implement dual currency for one card. China's dual currency includes RMB and USD. Puka generally has several different grades, such as gold card, platinum card and unlimited card.