The amount of ICBC UnionPay gold card (credit card) is generally between 10000 yuan and 50000 yuan, and the specific amount is determined by the local bank according to the information submitted by the applicant and personal credit.
The credit line obtained by each applicant is different. The better the applicant's conditions, the higher the credit line, and the final credit line is subject to the audit results.
What is the general credit card limit of ICBC?
Under normal circumstances, the limit will be reviewed by the local card issuer according to the materials submitted by you and the comprehensive credit status.
(Answer time: April 2, 20221. In case of business changes, please refer to the actual situation. )
What is the general credit card limit of ICBC?
The credit card limit of ICBC is the maximum limit that can be used for overdraft consumption and cash withdrawal according to the cardholder's income and credit standing, and the cardholder can recycle the credit card within the validity period. ICBC's credit card quota is: the ordinary credit card quota is less than 20,000 yuan, the gold card quota is between 6,543.8+0,000 yuan and 50,000 yuan, and the platinum card quota is more than 50,000 yuan, with no upper limit.
According to the cardholder's income and credit status, ICBC has approved the maximum amount that can be used for overdraft consumption and cash withdrawal, and the cardholder can recycle the card within the validity period.
When the same customer has multiple credit cards in ICBC, the credit line of each card is usually independent, and the consumption or deposit of one card will not affect the available credit lines of other cards. Multiple international cards can usually be adjusted through 95588 manual service. The limit between RMB card and international card is usually not adjustable.
The credit limits of multiple ICBC international cards of a cardholder are independent of each other, and the credit limits of RMB and foreign currency of an ICBC international card are also independent of each other. The RMB quota is used up, and the foreign currency quota is still there; Similarly, the foreign currency quota is used up, and the RMB quota is still there. In some cases, credit card swiping in Chinese mainland will also use foreign currency account for bookkeeping, and foreign currency quota will be used.
When ICBC credit card holders call ICBC customer service telephone, they can check the credit card limit through the customer service hotline, and know the credit card account arrears, current available limit and other information anytime and anywhere.
ICBC's credit cards, like those of other banks, are divided into three grades: ordinary cards, gold cards and platinum cards. And distinguish the amount according to the grade. Mainly divided into: Puka, Gold Card and Platinum Card. The specific division is as follows: ICBC's general card limit is: less than 20,000 yuan; The gold card limit of ICBC is: 10000~50000 yuan; The amount of ICBC Platinum Card is more than 50,000 yuan, with no upper limit.
Customers without cards (customers without credit cards):
Four-star Puka 1 10,000, five-star Gold Card 50,000, six-star Gold/Platinum Card 1 10,000, and seven-star Gold/Platinum Card 300,000;
Cardholder (credit card holder):
Four-star Puka 50000, five-star gold card 65438+ million, six-star platinum card 500000, seven-star platinum card 1 million.
The general credit card limit of ICBC is generally below 50,000 yuan.
What is the general credit card limit of ICBC?
ICBC credit cards can be divided into ordinary cards, gold cards and platinum cards; Generally, the amount of a general card is less than 50 thousand yuan, and most people only have a few thousand yuan when they apply for it for the first time; The initial amount of a gold card is generally 654.38+100000 yuan, but the maximum amount will not exceed 654.38+100000 yuan. The minimum amount of platinum card is generally 50,000 yuan, and there is no maximum amount. The amount of a credit card issued by ICBC is comprehensively determined according to the materials submitted by the applicant. If the submitted materials are not good, the amount of a gold card may only be several thousand yuan.
To apply for an ICBC credit card, it is generally required that the applicant must be at least 18 years old and have full capacity for civil conduct; Banks will also require applicants to have stable income and corresponding repayment ability, and have good credit information; If you want to increase the application amount, you can submit necessary financial certificates, such as real estate information, vehicle information, provident fund, etc. After these materials are submitted, you can increase the amount of your card.
In fact, the application route will also affect the amount of the card. Generally, the credit card applied through the Internet will be lower than the bank counter, mainly because it is inconvenient to apply for a lot of proof materials online, but it is faster to apply for a card online than the bank counter. If you need your card urgently, you can choose to apply online and log in to ICBC official website to apply directly. You can choose your favorite card when applying.
If it is the first time to apply for an ICBC credit card, the credit card limit is not very high. At this time, you can activate the credit card first, and then apply for an increase in the quota. Generally, a new card can apply for a temporary quota after 3 months of use, and can apply for an increase in a fixed quota after 6 months; Generally, you can call ICBC credit card customer service hotline to apply for withdrawal.
When using ICBC's credit card, it must be repaid on time, and it cannot be overdue by one day. ICBC does not provide a grace period for repayment. Unlike other banks, it needs special attention.
What is the limit of ICBC credit card Puka Gold Card Platinum Card?
When choosing which bank to apply for a credit card, the credit limit has always been a point we pay more attention to. Let me show you the credit limit of ICBC Puka Gold Card.
1. What is the general credit card limit of ICBC?
ICBC's credit cards have three grades, namely Puka, Gold Card and Platinum Card. The initial application for ICBC's ordinary credit card line is generally 1000- 10000 yuan.
Peony quasi-credit card: fixed amount 5000 yuan.
Peony RMB credit card: 0-50,000 yuan
Peony International Credit Card Puka: 0-50,000
2. What is the gold card limit of ICBC credit card?
Generally, the credit card gold card quota of ICBC is between 6,543,800 yuan and 50,000 yuan.
Peony quasi-credit card gold card: fixed amount 1 ten thousand.
3. What is the platinum card limit of ICBC credit card?
The amount of platinum card of ICBC credit card is generally 50,000 -65438+ 10,000 yuan.
ICBC MasterCard Platinum Card: The minimum amount is 50,000.
ICBC Air China Companion Peony Credit Card Platinum Card (MasterCard): The minimum amount is 50,000.
ICBC Air China Companion Peony Credit Card Platinum Card (Visa): The minimum amount is 50,000 yuan.
ICBC Visa Platinum Card: The minimum amount is 50,000.
ICBC Multi-currency Credit Card Platinum Card: The minimum amount is 50,000.
ICBC Peony Platinum Credit Card MasterCard: 1 million-1 million
Four. Differences between ICBC credit cards: ordinary cards, gold cards and platinum cards;
1, the main difference is that the credit line is different from the discount. The credit limit of Puka is about 5,000 yuan, and the credit limit of Gold Card is 1-5W, so you can enjoy the priority service of outlets and online VIP treatment.
2. Platinum Card is the highest credit card of ICBC, and there is no handling fee for replacement of cards in different places, loss reporting, transfer and remittance, deposit and withdrawal, and the highest is 400W aviation accident insurance and VIP treatment at the airport.
3. The annual fee of all secondary cards is half of the annual fee of the main card, and the annual fee of the following year is exempted for five swipes of the gold card, and the annual fee of 6.5438+0.6 million points of the platinum card is exchanged for the annual fee or exempted from 200,000 yuan.
4. Platinum cardholders who spend a total of 4 million yuan can get a permanent annual fee-free discount for the main and auxiliary cards. ICBC does not charge an annual fee for opening a credit card.
The above is the Golden Investment Credit Card. What do I introduce to you about "What is the amount of ICBC Credit Card's Pujinka Platinum Card?" I hope this article I compiled is useful to you. Want to know more about credit cards, I suggest you pay attention to Jintou Credit Card!
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This is the end of the introduction of the gold card quota of ICBC credit card.