Do you need a credit card to handle etc

You can use a credit card to handle etc, but some banks can use a debit card to bind etc, which means you can handle etc without a credit card.

For example, CCB's savings card supports the function of binding etc, but according to the regulations of the transportation department, it is necessary to freeze a certain amount of deposits in the savings card according to the number of seats of vehicles, for example, 2, yuan for each civilian vehicle with less than 7 seats.

Do you have to use a credit card for ETC?

You don't need a credit card or a debit card to handle ETC, but there must be a certain amount of deposits in it. The policies for handling ETC vary from region to region. Please call the local traffic control department

To handle ETC business personally: you need to provide the original and photocopy of the valid ID card of the owner and the driving license (non-owner must also bring the valid ID card of the agent), and the photocopy of the driving license needs to be copied and stamped with the page of the latest annual inspection; Go to the local designated place to handle it.

ETC(ElectronicTollCollection) toll collection system is the most advanced road and bridge toll collection method in the world. Through the microwave short-range communication between the vehicle-mounted electronic tag installed on the windshield of the vehicle and the microwave antenna on the ETC lane of the toll station, the computer networking technology is used to carry out background settlement with the bank, so as to achieve the purpose that the vehicle can pay the road and bridge fees without stopping at the road and bridge toll station.

ETC credit card is a functional credit card, which is issued by banks for a single purpose and field. Agricultural Bank, Industrial and Commercial Bank of China, China Construction Bank, Guangfa Bank, Bank of China and other banks have all issued this card, with similar functions, but different preferential strength.

There are three ways to handle etc:

There are two kinds of credit cards for CCB ETC credit card: standard card car card, the difference is that the standard card, like ordinary credit card, is independent of ETC card, so you can swipe your card three times a year (including using ETC to pay high-speed tolls) to avoid the annual fee;

The car card contains the car washing function, but it has a fixed annual fee of 2 yuan. After a certain number of swipes, you can enjoy 52 car washing services per year (car washing points in cooperation with CCB), that is, you can wash your car once a week. The car card is also independent from the ETC card and can be taken away without the car. The above two credit cards are the latest IC chip cards with reliable security performance.

2. Binding the original credit card. If the owner already has a CCB credit card and wants to bind the ETC function, I'm sorry, this is not within the scope of this free gift. Therefore, even if he has a CCB credit card, he still needs to apply for a new CCB credit card for free, and the original credit card and the new card can enjoy the quota. Of course, he can cancel the original credit card and only use the new card.

3. bind the savings card. If the owner has a CCB savings card and wants to bind the ETC function, according to the requirements of the transportation department, he must freeze a certain amount of deposits (freezing ￥ 2,/vehicle for civil vehicles with less than 7 seats and ￥ 4,/vehicle for 8-19 seats until the binding function of the savings card is released), and the equipment is also not given away free of charge.

can etc credit cards be used?

etc credit cards can be used. When it is used to pay the high-speed fee, the fee without recharging will be deducted directly from the credit card. When used as an ordinary credit card, it can be used for overdraft consumption, installment payment, cash withdrawal, transfer and so on. Therefore, ETC credit card has high-speed charging function and ordinary credit card consumption function.

1. High-speed consumption

Owners with ETC credit cards will choose the ETC dedicated channel when passing through the high-speed toll booth, and the high-speed charges will be automatically deducted from the ETC credit card.

second, how to spend daily

ETC credit cards can be swiped in physical stores, tied with Alipay and WeChat, and spent on the Internet

ETC is a non-stop electronic toll collection system, and the dedicated lane of ETC is used for vehicles with ETC onboard devices, which adopts electronic toll collection method.

ETC(ElectronicTollCollection) is the most advanced road and bridge toll collection method in the world. Through the microwave short-range communication between the vehicle-mounted electronic tag installed on the windshield of the vehicle and the microwave antenna on the ETC lane of the toll station, the computer networking technology is used to carry out background settlement with the bank, so as to achieve the purpose that the vehicle can pay the road and bridge fees without stopping at the road and bridge toll station.

after January 1, 218, the toll paid by using ETC card or user card and the recharge fee of ETC card can be issued with electronic invoice instead of paper bill. On May 1, 219, Dai Dongchang, vice minister of the Ministry of Transport, said that after the cancellation of provincial toll stations, it is necessary to ensure that the utilization rate of ETC will reach over 9% before the end of this year to ensure the smooth operation of the entire road network.

ETC system uses automatic vehicle identification technology to complete wireless data communication between vehicles and toll stations, and carries out automatic vehicle identification and exchange of related charging data. The computer network is used to process the charging data, and the fully automatic electronic charging system can be realized without stopping or setting a charging window.

ETC system carries out wireless communication and information exchange between the vehicle-mounted device installed on the vehicle and the antenna installed on the lane of the toll station. It is mainly composed of automatic vehicle identification system, central management system and other auxiliary facilities. Among them, the vehicle automatic identification system consists of vehicle-mounted unit, also known as transponder or electronic tag, Roadsideunit (RSU), loop sensor, etc. The OBU contains the vehicle identification information, which is generally installed on the windshield in front of the vehicle, the RSU is installed next to the toll station, and the loop sensor is installed under the driveway. The central management system has a large database, which stores a large number of registered vehicles and users' information. When the vehicle passes through the toll gate, the loop sensor senses the vehicle, RSU sends out an inquiry signal, OBU responds, and carries out two-way communication and data exchange; The central management system obtains vehicle identification information, such as vehicle ID number and vehicle model, and compares it with the corresponding information in the database, and controls the management system to take different actions according to different situations, such as the computer toll management system deducting the toll payable this time from the prepaid account of the vehicle, or sending instructions to other auxiliary facilities workers.

can p>ETC only use credit cards? Is it better to use credit card or savings card for ETC

The handling of etc is extremely hot this summer. In order to avoid detours, car owners will know about ETC related things before handling. Among them, the car owners asked more questions: Can ETC only use credit cards? Credit card or savings card? Here are the answers for everyone.

can p>ETC only use credit cards?

at present, ETC supports two kinds of bank cards: credit card and stored value card. When the reserve fund of a credit card is insufficient, it can be overdrawn within the limit, and the user only needs to repay it at the specified time. The main function of the stored-value card is to save deposits. Only when there is money in the card memory can it be consumed. It does not have the function of overdraft. Its main functions are credit card consumption, transfer, ATM withdrawal and various payment functions.

is it better to use credit card or savings card for p>ETC?

Some people don't apply for credit cards because they are afraid of spending money indiscriminately. After all, credit card overdrafts are borrowed from banks. Stored value cards don't need to worry about this problem. They spend their own savings and don't worry about the risk of owing money. However, users with ETC credit cards can enjoy more benefits than savings cards, so it will undoubtedly be better to choose credit cards.

At present, the preferential activities of ETC credit card mainly include:

1. Refueling at full discount: how much discount you can enjoy when you use a credit card to refuel at a gas station, and some banks even cash back.

2. Shopping discount: You can also enjoy the benefits of full discount and coupons when you buy goods on the official cooperation app.

3. Car wash service: Some car wash services offered by some banks are as low as 1 yuan, and the preferential strength is still sincere.

4. Give away the equipment: OBU electronic tag should have charged several hundred yuan for the equipment, but the owner of the credit card can get the equipment for free.

5. Road rescue: Free road rescue service is provided several times a year, which makes car owners feel more at ease when traveling.

6. store discount: if you go to some stores that cooperate with the bank, you can enjoy the full discount service, and some scenic spots can get one free ticket.

China Bank Credit Card, can I handle ETC?

Yes, the ETC credit card service and annual fee policy of China Bank are different in different provinces and cities. For details, please call the customer service hotline or consult the local BOC outlets.

the above contents are for your reference. please refer to the actual business regulations.

can p>etc be used as a credit card?

ETC credit card can be used as a bank card. If you apply for an ETC savings card, you cannot use it as a bank card.

1. ETC credit card is a functional credit card, which is issued by banks for a single purpose and field. Agricultural Bank, Industrial and Commercial Bank of China, China Construction Bank, Guangfa Bank, Bank of China and other banks have all issued this card, with similar functions, but different preferential strength.

2. ETC credit card is a joint credit card with both ETC function and credit card function, so it has all the financial functions of a standard credit card, and the methods of credit card consumption, cash withdrawal, installment payment and repayment are the same, so you can deposit and withdraw money from the self-service cash machine.

Extended information

Preferential policies of various banks' ETC credit cards:

1. The ETC owner credit card of Agricultural Bank of China can realize electronic payment in MTC parking lanes and ETC non-parking lanes of expressways in networked provinces and cities across the country. The card adopts the method of "first pass, then pay", and the toll is automatically deducted from the ETC credit card of the Agricultural Bank of China, without pre-existing cash.

2. China Bank's ETC does not need to be recharged, and OBU equipment is delivered free of charge. As long as the user holds the ETC credit card of China Bank, the toll will be overdrawn and withheld directly from the credit card, enjoying interest-free for up to 5 days.

3. the owner of ETC truck of China construction bank can enjoy such functional rights as integral discount for oil change, preferential car wash service, free road rescue, Sinopec 1% refueling discount, ETC. Vehicles are equipped with OBU electronic tags to realize non-stop charging in ETC lanes of national networked highways.