1. MC card refers to Mastercard, which is a credit card;

2. VISA card is the same as the former and is also a credit card. The issuers of both are the two largest credit card institutions in the world.

3. Differences:

1. Different when used abroad:

(1) Visa cards can be used through the POS of the visa network or with the visa logo Spend money at ATM machines or borrow cash in advance;

(2). Mastercard cards can be used to spend money or borrow cash in advance at POS or ATM machines with the Mastercard logo.

2. Different places of use:

(1) Visa has a wider application range in Southeast Asia, the United States, and Canada;

(2) Mastercard It is more widely used in European countries.

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Extended information:

In most cases, those with full capacity for civil conduct (citizens over 18 years old in mainland China) have certain Citizens with direct financial resources can apply for a credit card from the card issuing bank. Sometimes, legal persons can also be applicants.

Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country. Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed.

Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.

The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his/her basic information, etc. And submit certain copies of documents and certificates to the card issuing bank.

After the customer fills in the application form truthfully, he or she must also submit relevant credit certificates while submitting the completed application form. The application form is accompanied by a credit card use contract. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have the applicant's signature.

Reference materials: Baidu Encyclopedia-VISA

Reference materials: Baidu Encyclopedia-MasterCard