Each bank charges different annual fees for credit cards, some of which can be reduced by points, while others are rigid fees. In the case of meeting the bank's annual fee-free regulations or credit card products without annual fee-free policies, points can be exchanged for annual fees. In the final analysis, the annual fee of bank credit card is not a small sum, so what is the process of changing Huaxia credit card points into annual fees? Let's meet.

How to exchange Huaxia Bank credit card points for annual fees?

Huaxia Bank credit card points can be redeemed in Huaxia integral mall or handled through Huaxia Bank credit card customer service hotline. You need to call Huaxia Bank's 24-hour customer service hotline, and then follow the voice prompts to transfer the manual service.

Huaxia Bank credit card 20000 points can be converted into RMB 380 yuan/annual fee; 10000 points can be exchanged for annual fee 200 yuan/year, and 5000 points can be exchanged 100 yuan/year.