Automatic installment is a type of free installment. After you successfully apply for the automatic installment function and select the number of installments, starting from the date of application, the amount of your card consumption in each bill will be automatically converted into installment transactions, and the cumulative A minimum of RMB 600 (or the equivalent in foreign currency) is required for installment.

When you use this function, you must repay the current apportioned amount every month and pay the corresponding installment fee.