How about a 30 thousand credit card?
30 thousand credit card is not particularly high, there is a chance to do it. On the premise of mastering some skills, friends who need to apply for a card can try to do this:
1. Choose the right bank: First, let go of the state-owned banks, because the threshold is high and the amount given will not be rich. On the contrary, commercial banks have low thresholds and high quotas, especially China Merchants Bank, Industrial Bank, Minsheng Bank and Shanghai Pudong Development Bank. At present, the quota is mostly 1 10,000 yuan.
2. Choose the right channel: there are only two channels for handling credit cards, online card handling and outlet card handling. In the absence of assets, the results of the two are actually similar. Offline card handling with assets and financial proof, direct submission of materials, such as household registration book, vehicle license, as well as various wealth management and large deposit certificates, are all conducive to obtaining high quotas.
3. Choose the appropriate level: Each bank will set a credit limit range for different levels of credit cards. The higher the level, the larger the credit limit range. Although the credit limit above the platinum card level is higher, the threshold will be higher. A credit card with a credit limit of 30 thousand is enough to handle a gold card, which is easier than a platinum card.
4. How to use it correctly: It is rare for a white household to handle a 30,000-line credit card at one time. Many people get the first card first, regardless of the amount, and then apply for a large card after establishing a good credit record by repaying with the card. The second card can be handled by curve, and the latter card can be handled by curve.
Is it easy to apply for a credit card with a limit of 30 thousand? . Finally, I would like to remind you that it is not enough to run a large credit card only by using methods and skills, provided that personal credit conditions are good, that is, low debt, good credit information and stable income. If the card amount is not high, you can also use the card to withdraw the amount in the future.