Is the credit limit of Guangfa Credit Card increasing rapidly?
CGB's credit card withdrawal speed mainly depends on the user's use of credit cards, and the specific situation can be judged specifically. If the user has just opened the card, it is difficult to withdraw cash in a short time, and it will take at least half a year to apply for withdrawal. If the user only wants to increase the temporary limit, he can apply for increasing the temporary limit as long as he has used the card for more than three months and has a good record in the use of the credit card. If you want to withdraw your credit card quickly, you must ensure the activity of the credit card, often use the credit card, and use the credit card for consumption settlement in major places, so that users can have better income and repay on time.
How to increase the credit limit of Guangfa Credit Card?
The credit card limit mainly depends on the comprehensive evaluation of the cardholder by the bank. If you want to increase the credit card limit of Guangfa, you have to find ways to get higher scores in the comprehensive evaluation of the banking system. Specifically, there are the following methods:
1, use more credit cards.
The activity of the account is very important, and cardholders can spend more with their credit cards. It is best to keep a dozen or twenty purchases every month, and occasionally you can make several large purchases.
2. Diversification of businessmen
When using the card, the cardholder should not always spend in the same store or the same type of merchant, but should spend in a variety of ways. Shops, supermarkets, restaurants, entertainment places, etc. You can use your credit card.
3. Repay on time
Personal credit is the key to whether the quota can be improved. If it is overdue, there is no need to consider the increase of the quota, and it is likely to reduce the quota. Therefore, cardholders must develop the good habit of paying back on time to avoid overdue.
4. Appropriate staging
Sometimes proper installment can also help to increase the card amount, especially when applying for installment after spending a lot on holidays. Of course, the installment should not be too long, just three to six installments, and the installment amount should not be too large.