2. Description of the credit card pocket life APP: the pocket withdrawal fee is 65438+ 0% of the transaction amount, with a minimum of 10 yuan/transaction; The daily interest rate is 0.05%, with monthly compound interest. If you can enjoy the preferential procedures, please refer to the actual amount charged.
In other words, it is more convenient to deduct the handling fee at one time, and then you can repay it at any time and pay the daily interest. But there is one thing to note here: compound interest on a monthly basis. That is, take the interest generated last month as the principal, and then calculate the interest. For example, if the billing date is 17, and RMB 4,000 is withdrawn on February 1 day, the daily interest will be charged to 2 yuan (the daily interest rate for 4000* is 0.05%), and the total interest as of February 17 * 2 yuan).