It is recommended to contact the issuing bank and provide specific information such as account for verification. If you need other help information, you can call 95599 for further verification.

The overdraft limit for cash withdrawal and transfer of quasi-credit card can be set separately, but the sum of overdraft balance of cash withdrawal, transfer and consumption shall not exceed the credit limit approved when the card is opened. From 20 16 12 1, overdraft transfer is not supported.

The normal overdraft period of a quasi-credit card is 60 days, and the cardholder must repay the bank loan and the corresponding interest within 60 days after the first overdraft occurs. The benchmark overdraft interest is 0.5 ‰ of the daily interest rate. Overdraft interest shall be calculated from the bank bookkeeping date (i.e. the first overdraft date), and simple interest shall be collected on a monthly basis, and adjusted according to the current interest rate adjustment of the People's Bank of China. There are no overdue fees and late fees.