Legal analysis: Do not use it again. Please go to the bank to cancel it in time and apply for a new card.

Legal basis: Article 196 of the Criminal Law of the People's Republic of China and the People's Republic of China. The crime of credit card fraud falls under one of the following circumstances. If the amount is relatively large, a person who commits credit card fraud shall be sentenced to a prison sentence of not more than five years. Fixed-term imprisonment or criminal detention, and a fine of not less than 20,000 yuan but not more than 200,000 yuan; if the amount is huge or there are other serious circumstances, the sentence is not less than five years but not more than 10 years of fixed-term imprisonment, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; If the amount is particularly huge or there are other particularly serious circumstances, the person shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or have property confiscated: (1) Using a forged credit card, or using a false A credit card is obtained through fraudulent identification; (2) an expired credit card is used; (3) another person’s credit card is used falsely; (4) a malicious overdraft is used. The so-called malicious overdraft mentioned in the preceding paragraph refers to the cardholder's overdraft exceeding the prescribed limit or prescribed period for the purpose of illegal possession, and the card-issuing bank still fails to return the money after being called upon by the card-issuing bank.