Buying a house with a loan has little to do with whether you have a credit card or not. Do you need to apply for a loan for a first-hand property or a second-hand property? If you need to apply for a first-hand property loan, you can first confirm with the developer whether it has a cooperative relationship with our bank. If so, you can directly contact the staff at the real estate site and hand over the information to the staff. If not, you need to directly contact the local personal loan department to provide your personal information and the status of the property you purchased to apply.

If you need to apply for a second-hand property loan, you usually submit a loan application to our bank before you go through the property transfer procedures. You provide your specific information and the status of the property you purchased by contacting the local over-the-counter personal loan department, and the over-the-counter personal loan department will review your comprehensive situation to determine whether it can be processed.

(Since the types of loans carried out by each branch are different, it is recommended that you contact the "online customer service" first: /cmu/icslogin.aspx?from=Bamp;logincmu=0, and provide the city where the card is opened and the purpose of the loan. Check whether the local branch has the type of loan you need, the application conditions and the materials you need to provide. Thank you for your attention and support)