The process for CCB customers to apply for credit card limit adjustment is as follows: 1. Log in to mobile banking and enter the menu of "Credit Card-Card Service-Card Service-Limit Adjustment". 2. Follow and enter the official WeChat account of China Construction Bank. After binding the credit card, go through the "Credit Card-Billing/Repayment/Limit Management" menu. 3. Send the short message "4 digits after CCTE# # expected temporary limit # 1" for temporary increase to 95533, and the short message "4 digits after CCTE# # expected permanent limit #2" for permanent increase to 95533. 4. Log in to personal online banking and enter the menu of "Credit Card-Card Manager-Quota Management-Apply for Quota Adjustment". 5. Go to the homepage of CCB official website and enter the menu of "Individual Customer-Credit Card-Line Adjustment". Note: The above channels all support temporary quota adjustment, among which SMS, mobile banking, personal online banking and WeChat banking also support permanent quota adjustment.
(In case of business changes, please refer to the actual situation. )
How to adjust the credit card limit of China Construction Bank?
CCB's credit card adjustment method is as follows:
1. Mobile Banking: Log in to CCB Mobile Banking and click Credit Card-Line Adjustment.
2. WeChat: Pay attention to the official WeChat account of China Construction Bank, bind the credit card, and click Credit Card-Line Adjustment in turn.
3. SMS: use the mobile phone number reserved by CCB to edit the SMS "amount adjustment" or "amount to be adjusted after 4 digits of CCTE#" and send it to 95533.
4. Online banking: log in to online banking, bind the credit card and click "Credit Card-Credit Card Limit Adjustment" in turn.
Extended data:
Credit card limit, also known as credit card available limit, refers to the maximum amount of credit card you can use, including credit limit (that is, the maximum overdraft limit of credit card) and the amount deposited in credit card.
The amount of any credit card depends on the effective income provided by the individual during the application process and the value of the asset guarantee. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit.
Therefore, the applicant must provide proof of income, provident fund social security and asset guarantee statement. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.