Will mainland credit card payments in Hongkong, Apple and official website be automatically converted into exchange rates? I'm from Bank of Communications! Is it okay?

1. There is no exchange rate conversion problem for credit card consumption. As long as it is VISA or MASTER, it can be spent directly, and it is settled in Hong Kong dollars;

2. In the future, when you go back to China to pay back by Bank of Communications, you won't be asked to pay back in Hong Kong dollars, but you will calculate how much RMB you need to pay back according to the exchange rate between Hong Kong dollars and RMB on the repayment date.

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