1, the annual fee is different: the annual fee for a platinum card is 2000 yuan, which can be redeemed by points, and the annual fee for a platinum card of 1000 yuan, 220,000 points or 450,000 points can be exempted, while the annual fee for an I platinum card of 480 yuan can be exempted in the first year, and the annual fee can be exempted in the second year by swiping 12 times or swiping 60,000 points.

2. Different application conditions: I Platinum Card applicants need to have a stable source of work and income, and the monthly salary before tax is more than 5,000 yuan before they can apply for I Platinum Card. In addition to the basic conditions, an applicant can apply for a platinum card only if his pre-tax monthly salary is above 654.38+00,000.