Huaxia Bank calls the banking service hotline and closes the credit card through manual service. You can call Huaxia Bank's 24-hour customer service hotline to apply for card refund. When you cancel your card, you can't owe money on the account. And in order to ensure the security of the account, the card must be taken with you when you sell it by phone. If you lose your card, you can only cancel it at the outlet counter.