If you are using an all-in-one card: the magnetic stripe card, the ordinary all-in-one card, and the UnionPay gold card are valid for a long time; the international debit card, and the UnionPay Jinkui all-in-one card are valid for 3 years, and the validity period is marked on the front of the card; the all-in-one IC card is valid for 5 years —10 years; All-in-one M+ card: IC media card is valid for 10 years, pure magnetic stripe card is valid for a long time.

If you are using a credit card: UnionPay credit cards and UnionPay gold credit cards newly issued by China Merchants Bank after September 10, 2018 are valid for eight years, while other types of credit cards are still valid for five years; the two numbers below the credit card number The validity period can be queried using the group number. For example: 08/15-09/20, before "/" is the month, and after "/" is the year, 08/15 means the card was issued in August 2015, and 09/20 means the card will expire at the end of September 2020.

(Response time: May 23, 2019. For the latest business changes, please refer to the official website of China Merchants Bank.)