There are no points for the following five credit card transactions:

1. Credit card charges.

2. Merchants with lower rates or zero rates swipe their cards according to industry regulations.

3. Stored value payment transaction,

4. Some online transactions, 5. No-point consumption stipulated by the bank itself.

) Cardholders can earn points by using Jiangxi Bank credit card to swipe their cards. The points generated by the transaction amount will take effect on the day after the transaction entry date.