1. Annual fee of ordinary credit card: 80 yuan/year;

2. Annual fee for gold card and card holder: 200 yuan/year;

3. Annual fee of Platinum Credit Card: 2,000 yuan/year, and annual fee of Platinum Credit Card: 1 1,000 yuan/year;

4. Annual fee of titanium card: 300 yuan/card/year;

5. Annual fee of Elite Platinum Card: 300 yuan/year;

6. Zunshang Platinum Card (including diamond card and unlimited card). ): the annual fee is 5,000 yuan/year, and the annual fee for the supplementary card is 2,500 yuan/year;

7. Annual fee of Lehuijin Platinum Card: 2,000 yuan/year;

8. Annual fee for diamond credit card deposit and loan: 2,500 yuan/card/year.

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The annual fee of credit card refers to the one-year use fee of credit card.

Each credit card has a corresponding annual fee, and the annual fee of each card in each bank is different. Generally speaking, the annual fee will not be charged until the credit card is activated, which means that you will start to use the card and then charge a usage fee. In order to encourage consumption, banks will give different annual fee reduction policies.

Generally speaking, credit cards and gold cards are exempt from the annual fee in the first year, and the annual fee in the following year can be exempted if the card is swiped for a certain number of times in that year. The number of times each bank needs to swipe its card free of annual fee is different, which is subject to the standards published by the credit card issuing bank.

There are also some high-end platinum cards and unlimited cards that do not have an annual fee-free policy for the first year. Even if it is not activated, there is an annual fee. As long as it is approved, the annual fee will be recorded immediately and needs to be repaid in time.

The traditional credit card processing method can be handled at the bank counter.

The process is: 1. Preparation materials -> 2. Do card -> 3. Audit qualification -> 4. Distribute cards.

1, prepare data. First find the service outlets of the card bank in the map, and then bring your ID card and other documents. Go to the bank's business outlets.

The application materials to be prepared are:

(1) Applicant's valid identity documents (ID card, passport, etc.). );

(2) A bank card (or a credit card with a lower application level) opened by the applicant in the bank;

(3) the applicant's work certification materials (including five insurance and one gold receipt, work permit, etc.). );

(4) Proof of income of the applicant (including proof of income of financial products such as payroll and funds purchased in the bank). );

(5) Description of credit status (the application materials are recommended to be ready, and usually the bank will focus on the application materials when reviewing the applicant's card application).

2. Apply for a card. During the working hours of the bank, go to the business hall of the card bank to find the introduction book of the credit card types of the bank and have a look.

Like and suit your own credit card variety and level, and then apply for a credit card from the bank staff at the counter.

The bank staff will first ask the applicant about the type and variety of credit card to apply for. After the applicant selects a credit card,

You need to fill out the application form. Then submit the prepared application materials and application forms to the bank for review.

3. Review qualifications. The bank will audit the qualifications of the applicant, and the audit work will mainly focus on the applicant's credit and the applicant's

After comprehensive evaluation, the bank decides whether to apply for a card for the applicant.

4. Distribute cards. After the approval, the bank will send a notice of "Congratulations on the successful application" and inform the expected credit card delivery time.

Between. After the applicant gets the card, the activated card can be used.