1. The settlement card is an ordinary card, but in addition to the functions of the ordinary card (such as deposit and withdrawal, transfer), it also includes some new service functions, such as free cross-regional transfer, free transfer to you by others, and transfer through the counter or ATM. Of course, you have to sign a package for these services. The first year is a free trial, and an online banking U shield is also attached for free, which means that there is no charge for handling the card. Starting from the second year, if you want to continue to enjoy the transfer package for free, you have to re-sign the package before you start collecting the package fee. It seems that the collection and payment of 3000 packages a year is more than 100, or you forgot. If you sign the package, the annual fee is 20, and if you don't sign it, the annual fee is 10, which means that if you don't sign the package, the settlement card is the same as the ordinary card.

2. That is to say, the credit function will be opened on the settlement card in the future, which means that you can overdraw from the settlement Tunkkari in the future. At present, some people ask you to deposit about 5,000 yuan at the end of the month when handling the settlement card. Because the money in the card is less than 5,000 yuan at the end of the month, you are not allowed to pay the bill, that is, do everything.

The difference between CCB settlement card and debit card is as follows. Credit cards, debit cards and savings cards can be distinguished in appearance. The distinguishing method is as follows:

1. The cardholder's name pinyin and the validity period of the credit card are printed on the front of the credit card, but there is no cardholder's name pinyin on the front of the savings card, and most savings cards have no validity period on them;

2. Credit card numbers are embossed, while most savings cards are flat fonts;

3. Some dual-currency credit cards have the VISA or Master logo on the front, while savings cards don't;

4. Credit card signature columns are all 7 digits, but most savings cards don't;

5. There are laser anti-counterfeiting labels on the back of credit cards, but there are almost no savings cards;

6. Almost all credit cards have the words "cardholder's signature, which is invalid without signature" under the signature column, while all savings cards only have the words "cardholder's signature" on the right side of the signature column.

CCB settlement card is a special bank card specially launched by CCB for market operators, individual industrial and commercial households and other customer groups with frequent fund settlement business. In addition to the basic settlement functions such as cash deposit and withdrawal, transfer, remittance and consumption, it also has many functions such as automatic deduction, agreed payee payment, batch transfer, associated signing, transaction fund custody and packaging.