Due to risk factors, the credit card has been suspended.
1 The merchant has a problem.
If the merchant often uses China UnionPay Express to pay by credit card, he may enter the UnionPay blacklist. For example, some personal pos supports the quick scan code of China UnionPay, and many of them have been blacklisted by UnionPay, so users will be reminded that the risk is blocked when paying.
2 there is a cash-out behavior.
If users use China UnionPay Express to pay by credit card, it will trigger the risk control rules similar to credit cards. Once the merchant types do not match in transaction time or transaction amount, or large transactions or integer transactions, the UnionPay risk control rules will be triggered to temporarily freeze the account.
It should be noted that triggering the bank's risk control rules does not mean that there must be irregularities in the account, so users need not worry too much. When you encounter this prompt, pay attention to the safety of personal payment environment, try not to change login equipment frequently, often go offline for small consumption, and use China UnionPay Express and credit cards reasonably, and the risk control will naturally be cancelled.