What is the e-installment of China Merchants Bank Credit Card? How to repay the e-installment of China Merchants Bank Credit Card? After applying for a China Merchants Bank credit card, the cardholder has good credit and can also use its loan services, such as e-loan and e-instalment. installment.

e installment

e installment is different from traditional credit card installment. e installment has an independent installment account, and the installment limit does not occupy the credit limit of the credit card. It is provided by China Merchants Bank credit card to cardholders. An installment consumption business that is not within the credit limit. Cardholders who meet the conditions can use e-installment to repay the credit card consumption amount in installments.

Based on the application scenario, e-instalment is divided into e-instalment (bill), e-instalment (transaction), and e-initial installment.

1. e-installment (bill): Use the e-installment limit to repay the credit card (RMB account) in installments and the bill has been issued.

2. e-installment (transaction): Use the e-installment limit to repay the credit card (RMB account) in installments before the bill is issued.

3. "e-start": Based on e-installment (bill) and e-installment (transaction), you can use the e-installment limit to repay the credit card (RMB account) in installments for issued bills and unissued bills. .

How to repay China Merchants Bank’s e-installment credit card

After the cardholder successfully applies for China Merchants Bank’s e-installment, he will have an independent e-installment account. The billing date of the account shall be consistent with the credit card billing date. , users need to repay on the final repayment date, and can repay through the mobile banking APP.

What is the interest rate of China Merchants Bank Credit Card e-Instalment?

China Merchants Bank Credit Card e-Instalment is an installment repayment service, and the handling fee rate for each installment is 0.67.