If the credit card is sued for overdue, there are the following processing procedures. As follows: after the credit card is sued for overdue, the cardholder either pays off the credit card in full, or actively negotiates the repayment amount and method with the issuing bank. Cardholders can seek help from family members or relatives and friends and strive to pay off their debts as soon as possible. If it is really impossible to pay off the credit card bill at one time, then the cardholder can negotiate with the issuing bank before or during the court session of the people's court.

legal ground

Article 120 of the Civil Procedure Law of People's Republic of China (PRC) shall submit a copy of the complaint to the people's court according to the number of defendants.

If it is really difficult to write a complaint, it can be made orally, which will be recorded by the people's court and the other party will be informed.