when applying for withdrawal, the bank will make adjustments according to the card usage.
individual banks don't accept the application for withdrawal, and the banking system will evaluate it according to the card usage and adjust the quota, such as China Construction Bank.
The following are 12 credit card withdrawal methods for reference only:
1. Number-winning withdrawal
Credit cards are frequently used, regardless of the amount, as long as they can be swiped, they will definitely be swiped.
second, the amount-winning withdrawal
It is best that the bill consumption generated every month is at least 3% of the total amount.
3. Temporary withdrawal
Due to the short-term need to increase the quota for holidays, travel, business trips, etc., you can apply for a temporary withdrawal, which will be easier for approval.
4. Curve withdrawal formula
Curve withdrawal refers to the purpose of increasing the total amount of individuals by constantly applying for credit cards from the same bank.
5. Threatening to cancel the card
If you cancel the card without raising the limit, it will sometimes work. Experts remind you to use it with caution.
VI. Constant withdrawal
The application for continuous telephone withdrawal will sometimes be handled differently for different customer service applications.
VII. dormant suspension withdrawal
The bank intends to stop using the dormant card for a period of time. In order to occupy the land, the bank has certain incentives for the activation of the dormant card.
VIII. Withdrawal by foreign exchange transaction
If you have the ability to spend foreign currency, you can choose the form of foreign exchange transaction to increase the number of transactions.
ninth, seize the opportunity to raise the amount
the time of raising the amount is also very important. It is most effective to apply on the billing date or when the card has just been maxed out.
ten, continuous consumption withdrawal
the bill for credit card consumption needs to be continuous for 3 months, which means that there must be consumption every month.
Xi. Supplementary information withdrawal
Supplement more detailed personal data and provide more asset certificates.
Twelve, the minimum repayment amount
indicates that money is needed recently, and the bank can get interest.