? Nowadays, with the popularity of credit cards, more and more people use credit cards, and more people take out more credit cards for emergencies, so it is natural to know what credit card is high? How do banks approve credit card limits? Before distinguishing which credit card has a high limit, let's take a look at the bank's credit card limit issuance standards. There are two main factors in the standard of credit card quota in bank of tianjin: the accumulated points of personal credit determine the credit quota. According to experts, the personal credit limit mainly depends on the accumulated points of personal credit, and the scoring standards of various banks are formulated by the head office, with different standards. After the customer applies for a credit card, the card issuing bank will score each item based on factors such as age, occupation, deposit, etc., and summarize it into a credit cumulative score, and finally get the credit limit. If the points fail to meet the standards set by the issuing bank, the application is likely to be rejected, but there is still a chance to apply in other banks. Personal career stability, high credit rating. The amount of the same application materials is different, because the proportion of items in the credit card scoring system of each bank is different. For example, some banks focus on occupations, while others focus on culture and education. But most banks value the source of personal repayment most. For example, the credit score of married people is higher than that of unmarried people. Housing is higher than no housing; People who have accounts in the bank and often have records of money in and out are higher than those who don't. Therefore, having a stable job can greatly increase the credit card limit. How to increase the quota when applying for Tianjin credit card 1. Provide as much proof of assets as possible when applying for a credit card. Such as income certificate, real estate license, automobile property certificate, bank deposit certificate, etc. , which can effectively help banks do better asset evaluation and get higher credit scores. Second, the credit card application form should be filled out. It is too troublesome for some cardholders to fill in a complete form, but as far as banks are concerned, the more complete the form, the better it is for them to apply for a suitable credit line. Third, you must pay back on time every month. Put an end to the occurrence of bad credit records and ensure good credit accumulation.