Legal analysis:
1. After receiving an overdue lawyer’s letter, verify the authenticity of the lawyer’s letter; first verify whether the content stated in the lawyer’s letter is true. If you make something out of nothing and confuse the real with the fake, then you don't have to pay attention to it anymore. After verifying the authenticity of the content, you should also check whether the law firm that sent the letter actually exists and whether the signature, seal and logo on the letter are fake. If the above content is correct, friends can also directly call the contact information of the law firm and attorney shown on the lawyer's letter to verify its authenticity again. Finally, in order to prevent the contact number on the lawyer's letter from being falsified, friends can also search online for the official website of the Municipal Lawyers Association or the Bureau of Justice where the law firm is located. Check the official website for the contact information of the law firm or lawyer. Contact directly to verify.
2. The lawyer’s letter is false. Just complain directly to the Lawyers Association or the Bureau of Justice, because this involves the possibility of fraud.
3. If the lawyer’s letter is true, contact the platform or lawyer as soon as possible and pay off the debt within the date specified in the lawyer’s letter.
Legal basis:
Article 676 of the "People's Republic of China and Civil Code" The borrower fails to return the loan within the agreed time limit. Overdue interest shall be paid in accordance with the agreement or relevant national regulations.
Derived questions:
What to do if your credit card is overdue and you receive a lawyer’s letter
1. First confirm the authenticity of the lawyer’s letter.
2. If the debt is true, the debt must be repaid in time. Generally, if a credit card is overdue for more than three months, you will receive a lawyer's letter. If you receive a lawyer's letter from the bank, it means that the bank may sue you. If you are able to repay, try to repay it.
(1) If you are temporarily unable to repay, you can contact the bank from which you owe money for negotiation.
(2) If a bank files a civil lawsuit in the court, the court should decide whether to accept the lawsuit within 7 days from the date of receiving the lawsuit materials. It is recommended to find a professional lawyer to be prepared to respond. Can.